Bima Sakhi Yojana is a social welfare scheme launched by the Government of India, specifically aimed at empowering women, particularly in rural areas. 

Prime Minister Narendra Modi is set to visit Panipat, Haryana on December 9 to launch the "Bima Sakhi Yojana", a new scheme aimed at empowering women across India. The scheme focuses on enhancing women's financial security and promoting female entrepreneurship. The "Bima Sakhi Yojana" will provide financial assistance to women, including access to various insurance products and training for skill development. The scheme is expected to boost women's confidence and independence, aligning with national goals for women's rights and empowerment. Haryana's Chief Minister Nayab Singh Saini has announced the details of the scheme and has reviewed the preparations for the launch event. The event is expected to send a strong message about gender equality and inspire women to take charge of their futures. The launch of the "Bima Sakhi Yojana" in Panipat, a historically significant city, underscores the government's commitment to empowering women across India.

The initiative encourages women to become Bima Sakhis (insurance agents) to promote and sell micro-insurance policies to low-income households. Here’s a breakdown of the scheme:

Key Features:

1. Target Group: The scheme primarily targets rural women, providing them an opportunity to become financial agents and offer insurance services in underserved areas.
2. Objective: The main goal is to increase the financial inclusion of rural families by offering insurance coverage, especially life and health insurance, to vulnerable sections of society.
3. Training & Support: Women chosen as Bima Sakhis are trained to sell insurance policies, educate rural families about the importance of insurance, and assist them with policy claims.
4. Insurance Coverage: Under this scheme, the policies typically offer coverage for life, health, and accident-related risks. The scheme is designed to cater to those who may not have access to formal banking or insurance services.
5. Role of Bima Sakhi: Bima Sakhis act as intermediaries between insurance companies and rural households. They are responsible for enrolling families, explaining the terms and conditions of the policies, and supporting claims.
6. Income Opportunity for Women: The scheme also aims to provide rural women with an income-generating opportunity while empowering them economically and socially.

By promoting financial literacy and providing women with a platform to become community insurance agents, Bima Sakhi Yojana seeks to bridge the insurance gap in rural India and enhance the economic participation of women.

यह योजना प्रधानमंत्री द्वारा 22 जनवरी, 2015 को शुरू की गई थी, जिसका उद्देश्य बाल लिंग अनुपात (CSR) में कमी लाना तथा जीवन-चक्र में महिला सशक्तीकरण से संबंधित मुद्दों का समाधान करना था। यह महिला एवं बाल विकास मंत्रालय (MW&CD), स्वास्थ्य एवं परिवार कल्याण मंत्रालय (MH&FW) तथा शिक्षा मंत्रालय का त्रि-मंत्रालयीय प्रयास है।

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